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What is twopence?
A person who pretends to have millions of pounds in the bank, but actually struggles to find a penny to scratch their ass with (A twopence halfpenny is the equivalent of pound sterling 2.5pence).
Usually walks around in fake designer clothes/clutching an imitation designer bag. Alternatively, they may have one genuine designer item with which they parade around with consistently. Can also apply to people who emphasise what they actually do have, or lie about what they have e.g. the size of their home/their earnings/the make of their car.
If being extremely stereotypical, it would be accurate to say that twopence ha'penny millionaires are usually insecure and rely on this behaviour to get attention or gain some credibility.
Girl 1: Ooooh, look at my new Louis Vuitton handbag, it cost £124930843025843
Girl 2: Hang on I swear you bought that out the back of that van in Turkey?
Girl 3: Yeah she did, she's not fooling anyone, she's just a twopence ha'penny millionaire
twopence - video
Twopence - what is it?
An almost worthless amount - but at least worth tuppence more than Mike Pence.
Twopence + Mike Pence = Two Pence