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What is joke insurance?
when you tell someone a joke quietly to ensure joke insurance and the other person says the joke to the crowd and doesnt give any credit.
"wow he just commited joke insurance fraud, he literally just repeated the joke i told him to test the joke. hes basically carlos mencia!"
joke insurance - video
Joke insurance - what is it?
When two mates have a mutual understanding to laugh at each others jokes, no matter how lame or awkward said joke is, therefore lessening the social failure of the bad joke.
I was talking to some girls the other day when I cracked a 'your mother' joke. Luckily, I had joke insurance with Chris so I still ended up getting both their numbers. All Chris got was a weird look for his over-the-top laugh.