What is Not to put too fine a point on it?

"Excuse me for being blunt" (i.e., "excuse me for making a pointed comment.") Followed by "but" and a blunt statement.

Not to put too fine a point on it, but you were the one who suggested we should split up so we could search the creepy old house more efficiently for the axe murderer.

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Not to put too fine a point on it - video